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Daridra Yoga forms when malefic planets like Rahu, Ketu, Saturn, or Mars occupy the 2nd House (House of Wealth), or when the lord of the 2nd House sits in bad houses (6, 8, 12). It causes extreme financial struggle and high debts.
This usually happens when the 4th House (which represents the home environment and inner peace) or the Moon is afflicted, specifically under the Amavasya Yoga (Moon conjunct Sun) aspected by malefics. Such individuals maintain a calm exterior in public but release their manic anger (तांडव) on their family members behind closed doors.
You are likely stuck in a contract job because your 10th Lord (Career Lord) is afflicted by Rahu or Saturn, or the Sun is weak in your chart.
According to the scriptures, a householder should rely on the "3 Brahmastras": 1) Chanting the Gayatri Mantra (the ultimate neutralizer), 2) Chanting the Mahamrityunjaya Mantra (for severe health issues), and 3) Reciting the Hanuman Chalisa (to ward off curses, court cases, and Saturn/Rahu afflictions). Note: Highly advanced Shakta (Tantric) mantras of the Das Mahavidyas should NEVER be chanted without proper initiation (Deeksha) from a Guru.
