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It is generally risky. Rahu amplifies desires and illusions. You might take a larger loan than you can handle, or use the money for wrong purposes. If you must take a loan, ensure your Jupiter (Wisdom) is strong to guide you.
Sitting on the floor directly connects you to the Earth element, which balances Mars (Mangal). Since Mars is the ruling planet of land, construction, and property, eating on the floor naturally stimulates your capability and luck to acquire your own home. It also aids digestion, leading to better sleep (a core 4th House trait).
Today is a Friday (Shukrawar), ruled by the luxurious planet Venus. The Moon is transiting the highly creative and architectural star, Chitra Nakshatra. It is the first day (Pratipada) of the Krishna Paksha in Chaitra month. However, a challenging 'Vyaghata Yoga' is active until the afternoon, advising caution.
Aquarius (Kumbh), Libra (Tula), and Pisces (Meen) have exceptionally strong stars today. Aquarius will create multiple income streams and profit from old investments. Libra will effortlessly achieve major sales/marketing targets. Pisces will secure a promotion or a strong new responsibility at work.
