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In astrology, the 4th house represents your homeland or birthplace. The 12th house is exactly 9 houses away from the 4th house (representing a long journey away from home). Therefore, a strong 12th house or its planetary connections heavily indicate traveling to or permanently settling in a foreign country.
"Bhal" means forehead and "Chandra" means moon. Lord Ganesha is called Bhalchandra because He wears a crescent moon on His forehead. Worshipping this specific form creates a perfect balance between Intellect (Ganesha) and Mind/Emotions (Moon).
The most effective remedy is to immediately donate 10% of the unexpected gain anonymously. Additionally, worshiping Lord Hanuman on Tuesdays protects the money from being drained by negative forces.
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